Where English businesses are most likely overpaying
All 296 English billing authorities, ranked by the share of properties whose rateable valueThe official estimate of a property's annual rental value on a fixed valuation date. Your rates bill is based on this figure, not on what you actually pay in rent. suggests they are overpaying against genuine comparables. 180,978 of 1,894,057 properties are flagged — about 9.6% — worth £961.2m a year if every one were corrected.
The headline findings
Across the VOA 2026 Rating List (England), 180,978 of 1,894,057 English business properties (9.6%) look over-assessed or borderline against similar nearby properties — a combined £961.2m a year.
The worst-affected authority is Rochdale, where 15.2% of properties look to be overpaying — more than 7 times the least-affected, Isles of Scilly (2%).
This is not a big-city problem. None of the ten worst-affected authorities is in London — northern industrial boroughs and rural districts dominate the top of the table.
In the median authority a flagged property’s typical reclaim is £1,322 a year — and because a successful challenge can be backdated, the one-off recovery is often several times that.
The map
Green, amber and red show each authority’s band. Use the toggle on the map to switch between share overpaying, total reclaim pot and typical claim.
Top % of props overpaying
- Rochdale15.2%
- Salford14.7%
- Maidstone13.8%
- Kirklees13.7%
- Mid Suffolk13.7%
Bottom % of props overpaying
- Isles of Scilly2.0%
- Cheshire East4.3%
- Barking & Dagenham5.2%
- Stevenage5.3%
- Hammersmith & Fulham6.1%
Largest overpayment pots
- Westminster£89.7m
- City of London£80.8m
- Camden£38.9m
- Tower Hamlets£21.1m
- Birmingham£17.0m
Scotland, Wales and Northern Ireland run separate rating systems and are out of scope.
The ten authorities with the highest share overpaying
Ranked by percentage of properties flagged, not by cash total.
| Authority | Properties | Overpaying | % overpaying | Median claim | Potential a year |
|---|---|---|---|---|---|
| Rochdale | 8,609 | 1,308 | 15.2% | £1,037 | £2.9m |
| Salford | 13,150 | 1,932 | 14.7% | £976 | £5.4m |
| Maidstone | 4,969 | 687 | 13.8% | £1,492 | £2.9m |
| Kirklees | 15,389 | 2,112 | 13.7% | £1,059 | £6.0m |
| Mid Suffolk | 3,293 | 451 | 13.7% | £1,189 | £0.8m |
| Wyre Forest | 3,305 | 438 | 13.3% | £1,251 | £1.3m |
| Herefordshire | 7,748 | 1,024 | 13.2% | £1,168 | £2.3m |
| Maldon | 2,434 | 318 | 13.1% | £1,062 | £0.6m |
| Ashford | 5,138 | 666 | 13.0% | £1,322 | £1.8m |
| Blaby | 2,272 | 295 | 13.0% | £1,228 | £1.3m |
18 September 2026 · Source: VOA / businessratechecker.com
All 296 billing authorities
Sort on any column; click again to reverse.
| # | ||||||
|---|---|---|---|---|---|---|
| 1 | Rochdale | 8,609 | 1,308 | 15.2% | £1,037 | £2.9m |
| 2 | Salford | 13,150 | 1,932 | 14.7% | £976 | £5.4m |
| 3 | Maidstone | 4,969 | 687 | 13.8% | £1,492 | £2.9m |
| 4 | Kirklees | 15,389 | 2,112 | 13.7% | £1,059 | £6.0m |
| 5 | Mid Suffolk | 3,293 | 451 | 13.7% | £1,189 | £816,197 |
| 6 | Wyre Forest | 3,305 | 438 | 13.3% | £1,251 | £1.3m |
| 7 | Herefordshire | 7,748 | 1,024 | 13.2% | £1,168 | £2.3m |
| 8 | Maldon | 2,434 | 318 | 13.1% | £1,062 | £607,417 |
| 9 | Ashford | 5,138 | 666 | 13% | £1,322 | £1.8m |
| 10 | Blaby | 2,272 | 295 | 13% | £1,228 | £1.3m |
| 11 | Basildon | 4,692 | 605 | 12.9% | £1,945 | £3.2m |
| 12 | Tandridge | 2,651 | 341 | 12.9% | £995 | £696,416 |
| 13 | Test Valley | 4,652 | 589 | 12.7% | £1,507 | £2.8m |
| 14 | Cherwell | 4,839 | 611 | 12.6% | £2,116 | £5.4m |
| 15 | Derby | 8,027 | 995 | 12.4% | £1,044 | £3.0m |
| 16 | Somerset | 21,120 | 2,621 | 12.4% | £1,097 | £7.3m |
| 17 | Central Bedfordshire Council | 6,660 | 820 | 12.3% | £1,837 | £4.5m |
| 18 | Tonbridge & Malling | 3,434 | 421 | 12.3% | £2,365 | £2.1m |
| 19 | West Berkshire | 5,578 | 688 | 12.3% | £1,411 | £3.1m |
| 20 | West Northamptonshire | 11,288 | 1,387 | 12.3% | £1,403 | £8.4m |
| 21 | North West Leicestershire | 3,297 | 403 | 12.2% | £1,257 | £2.7m |
| 22 | Walsall | 7,789 | 947 | 12.2% | £1,237 | £3.7m |
| 23 | Brentwood | 2,412 | 291 | 12.1% | £1,927 | £1.1m |
| 24 | Buckinghamshire | 14,775 | 1,787 | 12.1% | £1,916 | £9.1m |
| 25 | Tameside | 7,326 | 886 | 12.1% | £1,188 | £2.5m |
| 26 | Wealden | 6,378 | 770 | 12.1% | £1,023 | £1.5m |
| 27 | West Lancashire | 3,232 | 391 | 12.1% | £1,442 | £1.3m |
| 28 | Redditch | 2,442 | 292 | 12% | £1,940 | £1.3m |
| 29 | Sevenoaks | 4,113 | 492 | 12% | £1,091 | £1.1m |
| 30 | Stoke on Trent | 8,936 | 1,073 | 12% | £1,072 | £4.0m |
| 31 | Wiltshire | 15,340 | 1,841 | 12% | £1,214 | £6.7m |
| 32 | Bromsgrove | 3,185 | 379 | 11.9% | £1,386 | £1.2m |
| 33 | East Hertfordshire | 4,640 | 554 | 11.9% | £1,310 | £1.8m |
| 34 | Sandwell | 10,335 | 1,229 | 11.9% | £1,918 | £7.5m |
| 35 | Gedling | 2,510 | 296 | 11.8% | £1,190 | £960,272 |
| 36 | Swale | 4,585 | 541 | 11.8% | £1,409 | £2.1m |
| 37 | Wychavon | 4,788 | 567 | 11.8% | £1,404 | £1.7m |
| 38 | Pendle | 3,778 | 442 | 11.7% | £1,012 | £1.1m |
| 39 | Tunbridge Wells | 3,786 | 444 | 11.7% | £1,853 | £1.6m |
| 40 | Braintree | 4,919 | 569 | 11.6% | £1,617 | £2.6m |
| 41 | Winchester | 4,797 | 557 | 11.6% | £1,549 | £2.0m |
| 42 | Chesterfield | 4,196 | 482 | 11.5% | £1,069 | £1.4m |
| 43 | Erewash | 3,520 | 405 | 11.5% | £943 | £772,967 |
| 44 | Hinckley & Bosworth | 3,102 | 358 | 11.5% | £1,022 | £993,299 |
| 45 | Oldham | 7,521 | 862 | 11.5% | £990 | £1.9m |
| 46 | South Oxfordshire | 4,342 | 501 | 11.5% | £1,563 | £2.0m |
| 47 | Tewkesbury | 2,949 | 339 | 11.5% | £2,079 | £1.6m |
| 48 | Bassetlaw | 4,112 | 470 | 11.4% | £967 | £1.3m |
| 49 | Dudley | 9,964 | 1,140 | 11.4% | £1,298 | £3.8m |
| 50 | Eastleigh | 2,977 | 340 | 11.4% | £2,539 | £3.4m |
| 51 | Rochford | 2,923 | 333 | 11.4% | £1,142 | £1.1m |
| 52 | Stafford | 4,123 | 472 | 11.4% | £1,071 | £1.8m |
| 53 | Stratford on Avon | 5,466 | 625 | 11.4% | £1,263 | £1.9m |
| 54 | Uttlesford | 3,204 | 365 | 11.4% | £1,115 | £960,666 |
| 55 | Bolton | 10,691 | 1,205 | 11.3% | £1,188 | £3.4m |
| 56 | East Staffordshire | 3,849 | 436 | 11.3% | £1,018 | £1.5m |
| 57 | Knowsley | 2,864 | 321 | 11.2% | £1,912 | £1.8m |
| 58 | Rugby | 2,760 | 310 | 11.2% | £1,389 | £1.8m |
| 59 | Sheffield | 17,893 | 2,006 | 11.2% | £1,256 | £7.2m |
| 60 | Basingstoke and Deane | 4,176 | 463 | 11.1% | £2,346 | £3.6m |
| 61 | Fareham | 3,098 | 344 | 11.1% | £1,874 | £1.2m |
| 62 | High Peak | 3,554 | 395 | 11.1% | £776 | £827,427 |
| 63 | Malvern Hills | 2,776 | 308 | 11.1% | £1,152 | £890,029 |
| 64 | North Kesteven | 3,233 | 358 | 11.1% | £943 | £789,806 |
| 65 | South Kesteven | 4,216 | 469 | 11.1% | £1,102 | £1.2m |
| 66 | Tamworth | 2,009 | 223 | 11.1% | £1,965 | £1.2m |
| 67 | Harborough | 3,063 | 338 | 11% | £1,150 | £1.1m |
| 68 | Newark & Sherwood | 4,015 | 443 | 11% | £1,113 | £943,683 |
| 69 | Trafford | 10,497 | 1,159 | 11% | £1,502 | £4.3m |
| 70 | Bradford | 19,029 | 2,066 | 10.9% | £1,113 | £5.7m |
| 71 | Breckland | 4,188 | 457 | 10.9% | £1,292 | £1.6m |
| 72 | Calderdale | 9,340 | 1,014 | 10.9% | £955 | £2.1m |
| 73 | East Devon | 7,087 | 775 | 10.9% | £904 | £1.6m |
| 74 | East Hampshire | 3,801 | 416 | 10.9% | £1,608 | £1.1m |
| 75 | Forest of Dean | 3,108 | 338 | 10.9% | £1,030 | £699,239 |
| 76 | West Lindsey | 2,615 | 284 | 10.9% | £998 | £593,864 |
| 77 | Charnwood | 4,584 | 495 | 10.8% | £1,240 | £1.9m |
| 78 | Gloucester | 3,994 | 430 | 10.8% | £1,395 | £1.7m |
| 79 | Hyndburn | 3,237 | 351 | 10.8% | £978 | £625,934 |
| 80 | Ashfield | 3,809 | 407 | 10.7% | £1,311 | £1.9m |
| 81 | Bolsover | 2,286 | 244 | 10.7% | £754 | £948,837 |
| 82 | Broadland | 3,571 | 382 | 10.7% | £1,039 | £1.1m |
| 83 | Mole Valley | 2,926 | 312 | 10.7% | £2,207 | £1.6m |
| 84 | New Forest | 7,099 | 762 | 10.7% | £1,292 | £2.4m |
| 85 | North East Lincolnshire | 5,220 | 558 | 10.7% | £971 | £1.5m |
| 86 | North Warwickshire | 2,316 | 248 | 10.7% | £923 | £1.6m |
| 87 | Wolverhampton | 8,519 | 913 | 10.7% | £1,272 | £3.8m |
| 88 | Wyre | 3,838 | 411 | 10.7% | £1,023 | £674,320 |
| 89 | Darlington | 3,821 | 405 | 10.6% | £974 | £1.1m |
| 90 | Guildford | 4,168 | 442 | 10.6% | £2,388 | £2.9m |
| 91 | Horsham | 4,673 | 495 | 10.6% | £1,277 | £1.5m |
| 92 | Lewes | 3,480 | 370 | 10.6% | £1,161 | £950,511 |
| 93 | Mid Sussex | 4,383 | 465 | 10.6% | £1,325 | £2.3m |
| 94 | North Northamptonshire | 11,131 | 1,178 | 10.6% | £1,424 | £6.6m |
| 95 | Rotherham | 7,380 | 782 | 10.6% | £1,249 | £3.0m |
| 96 | Runnymede | 2,643 | 279 | 10.6% | £2,346 | £1.7m |
| 97 | South Derbyshire | 2,228 | 236 | 10.6% | £958 | £533,406 |
| 98 | Staffordshire Moorlands | 2,861 | 302 | 10.6% | £998 | £469,654 |
| 99 | Stroud | 4,019 | 426 | 10.6% | £1,099 | £1.2m |
| 100 | Waverley | 3,798 | 402 | 10.6% | £1,594 | £1.2m |
| 101 | Worcester | 2,955 | 314 | 10.6% | £1,501 | £1.5m |
| 102 | City of Leicester | 12,061 | 1,264 | 10.5% | £1,158 | £4.0m |
| 103 | Crawley | 3,558 | 373 | 10.5% | £3,923 | £4.3m |
| 104 | Southend-on-Sea | 5,471 | 575 | 10.5% | £977 | £939,995 |
| 105 | Warrington | 6,582 | 689 | 10.5% | £1,565 | £3.8m |
| 106 | West Suffolk | 6,021 | 632 | 10.5% | £1,289 | £2.6m |
| 107 | Amber Valley | 3,694 | 385 | 10.4% | £1,101 | £1.4m |
| 108 | Chelmsford | 4,941 | 514 | 10.4% | £1,474 | £1.5m |
| 109 | Melton | 1,539 | 160 | 10.4% | £887 | £292,432 |
| 110 | Norwich | 6,671 | 692 | 10.4% | £1,181 | £2.7m |
| 111 | Nuneaton & Bedworth | 2,998 | 312 | 10.4% | £2,010 | £2.0m |
| 112 | Shropshire | 11,856 | 1,235 | 10.4% | £905 | £3.3m |
| 113 | South Holland | 2,635 | 274 | 10.4% | £1,209 | £547,494 |
| 114 | Wigan | 9,151 | 956 | 10.4% | £1,110 | £3.0m |
| 115 | Bath and North East Somerset | 6,368 | 654 | 10.3% | £1,441 | £2.3m |
| 116 | Bedford | 5,168 | 530 | 10.3% | £1,775 | £3.0m |
| 117 | Bristol City | 15,867 | 1,640 | 10.3% | £1,966 | £10.5m |
| 118 | Broxtowe | 2,547 | 262 | 10.3% | £996 | £765,033 |
| 119 | Bury | 5,823 | 599 | 10.3% | £1,143 | £1.3m |
| 120 | North Lincolnshire | 5,209 | 539 | 10.3% | £1,070 | £1.5m |
| 121 | North Somerset | 6,086 | 626 | 10.3% | £1,458 | £2.1m |
| 122 | Stockport | 11,065 | 1,144 | 10.3% | £1,283 | £4.3m |
| 123 | Vale of White Horse | 3,666 | 378 | 10.3% | £1,965 | £2.8m |
| 124 | Cheshire West and Chester | 11,507 | 1,169 | 10.2% | £1,184 | £5.7m |
| 125 | Chichester | 5,132 | 523 | 10.2% | £1,359 | £1.4m |
| 126 | Epping Forest | 4,433 | 453 | 10.2% | £1,566 | £1.4m |
| 127 | North Hertfordshire | 4,439 | 452 | 10.2% | £1,686 | £2.0m |
| 128 | Windsor and Maidenhead | 4,557 | 464 | 10.2% | £2,297 | £2.3m |
| 129 | Chorley | 3,480 | 353 | 10.1% | £952 | £817,851 |
| 130 | Exeter | 4,788 | 485 | 10.1% | £1,555 | £2.2m |
| 131 | East Suffolk | 12,488 | 1,247 | 10% | £675 | £2.3m |
| 132 | Gravesham | 2,164 | 217 | 10% | £1,436 | £656,704 |
| 133 | Ribble Valley | 2,457 | 245 | 10% | £971 | £384,034 |
| 134 | Rushcliffe | 2,833 | 284 | 10% | £1,086 | £890,993 |
| 135 | Blackburn with Darwen | 8,076 | 796 | 9.9% | £1,145 | £2.1m |
| 136 | Dover | 4,013 | 396 | 9.9% | £1,079 | £719,541 |
| 137 | Fenland | 2,828 | 279 | 9.9% | £1,307 | £1.1m |
| 138 | Huntingdon | 5,303 | 523 | 9.9% | £1,694 | £3.1m |
| 139 | Lancaster | 4,933 | 488 | 9.9% | £1,145 | £1.1m |
| 140 | Leeds | 30,405 | 2,999 | 9.9% | £1,614 | £14.4m |
| 141 | South Cambridgeshire | 5,154 | 509 | 9.9% | £1,603 | £5.2m |
| 142 | West Oxfordshire | 4,060 | 403 | 9.9% | £1,573 | £1.2m |
| 143 | Wokingham | 4,074 | 403 | 9.9% | £2,118 | £2.2m |
| 144 | City of London | 17,383 | 1,699 | 9.8% | £7,601 | £80.8m |
| 145 | Oadby & Wigston | 1,398 | 137 | 9.8% | £1,365 | £383,673 |
| 146 | St Helens | 4,412 | 432 | 9.8% | £1,678 | £2.4m |
| 147 | Telford and Wrekin | 5,131 | 501 | 9.8% | £1,437 | £2.3m |
| 148 | Wakefield | 11,278 | 1,108 | 9.8% | £1,264 | £3.9m |
| 149 | City and County of Kingston upon Hull | 9,011 | 876 | 9.7% | £1,609 | £4.0m |
| 150 | Cumberland | 11,462 | 1,114 | 9.7% | £922 | £3.3m |
| 151 | Fylde | 2,826 | 274 | 9.7% | £859 | £459,314 |
| 152 | South Ribble | 3,152 | 307 | 9.7% | £1,217 | £814,848 |
| 153 | Thurrock | 4,172 | 405 | 9.7% | £1,967 | £3.2m |
| 154 | Cannock Chase | 3,522 | 339 | 9.6% | £1,340 | £1.5m |
| 155 | Cheltenham | 3,919 | 376 | 9.6% | £1,423 | £1.3m |
| 156 | Islington | 11,640 | 1,118 | 9.6% | £4,580 | £15.5m |
| 157 | Medway | 6,090 | 582 | 9.6% | £1,715 | £2.3m |
| 158 | Milton Keynes | 8,454 | 811 | 9.6% | £2,129 | £8.5m |
| 159 | South Norfolk | 4,415 | 423 | 9.6% | £943 | £821,390 |
| 160 | Harlow | 2,274 | 215 | 9.5% | £2,855 | £1.8m |
| 161 | Preston | 6,015 | 573 | 9.5% | £1,038 | £1.9m |
| 162 | Rutland | 1,582 | 150 | 9.5% | £821 | £375,969 |
| 163 | Hart | 2,159 | 204 | 9.4% | £1,391 | £1.0m |
| 164 | Hastings | 3,520 | 330 | 9.4% | £856 | £575,771 |
| 165 | Ipswich | 4,553 | 428 | 9.4% | £1,869 | £1.7m |
| 166 | Lichfield | 2,838 | 267 | 9.4% | £1,253 | £1.0m |
| 167 | Plymouth | 7,463 | 705 | 9.4% | £1,373 | £2.4m |
| 168 | Welwyn Hatfield | 2,815 | 264 | 9.4% | £2,817 | £2.1m |
| 169 | Coventry | 8,271 | 767 | 9.3% | £1,487 | £4.5m |
| 170 | Dorset Council | 17,310 | 1,606 | 9.3% | £1,064 | £4.5m |
| 171 | Gosport | 1,881 | 175 | 9.3% | £1,279 | £792,190 |
| 172 | Mansfield | 3,205 | 298 | 9.3% | £1,148 | £784,909 |
| 173 | South Gloucestershire | 7,372 | 684 | 9.3% | £1,542 | £4.0m |
| 174 | Wirral | 7,991 | 746 | 9.3% | £1,248 | £2.3m |
| 175 | Ealing | 10,711 | 988 | 9.2% | £2,634 | £7.9m |
| 176 | Gateshead | 6,489 | 597 | 9.2% | £1,576 | £2.4m |
| 177 | Hartlepool | 2,761 | 253 | 9.2% | £958 | £557,381 |
| 178 | Hertsmere | 3,026 | 277 | 9.2% | £1,713 | £1.5m |
| 179 | Lincoln | 3,416 | 315 | 9.2% | £1,459 | £1.1m |
| 180 | Nottingham | 11,147 | 1,024 | 9.2% | £1,282 | £3.9m |
| 181 | Swindon | 5,308 | 490 | 9.2% | £2,016 | £4.4m |
| 182 | Warwick | 5,132 | 473 | 9.2% | £1,591 | £2.6m |
| 183 | Babergh | 3,391 | 307 | 9.1% | £1,110 | £822,974 |
| 184 | Boston | 2,299 | 209 | 9.1% | £1,070 | £714,329 |
| 185 | East Cambridgeshire | 2,394 | 217 | 9.1% | £1,253 | £803,697 |
| 186 | Newcastle upon Tyne | 11,281 | 1,021 | 9.1% | £1,523 | £4.7m |
| 187 | Reigate & Banstead | 3,418 | 310 | 9.1% | £2,069 | £1.6m |
| 188 | Sefton | 7,512 | 685 | 9.1% | £1,224 | £2.8m |
| 189 | Slough | 3,308 | 300 | 9.1% | £4,112 | £4.2m |
| 190 | Dacorum | 4,026 | 363 | 9% | £1,951 | £2.1m |
| 191 | Havering | 5,714 | 515 | 9% | £2,037 | £3.1m |
| 192 | Hillingdon | 8,503 | 763 | 9% | £2,109 | £7.5m |
| 193 | Kingston upon Thames | 4,343 | 393 | 9% | £2,741 | £2.5m |
| 194 | Mid Devon | 3,273 | 293 | 9% | £1,071 | £547,104 |
| 195 | Hackney | 12,123 | 1,074 | 8.9% | £2,296 | £6.2m |
| 196 | Kings Lynn & West Norfolk | 6,128 | 543 | 8.9% | £1,354 | £1.5m |
| 197 | Peterborough | 5,962 | 533 | 8.9% | £1,315 | £3.7m |
| 198 | Redcar and Cleveland | 4,134 | 368 | 8.9% | £744 | £789,440 |
| 199 | Teignbridge | 5,188 | 461 | 8.9% | £1,062 | £1.0m |
| 200 | Doncaster | 9,195 | 807 | 8.8% | £1,080 | £2.4m |
| 201 | East Riding of Yorkshire | 11,053 | 974 | 8.8% | £1,196 | £3.4m |
| 202 | Manchester | 26,281 | 2,302 | 8.8% | £1,782 | £15.3m |
| 203 | Merton | 5,141 | 451 | 8.8% | £3,137 | £3.5m |
| 204 | Burnley | 5,248 | 457 | 8.7% | £894 | £866,659 |
| 205 | Durham County | 14,622 | 1,268 | 8.7% | £1,144 | £4.9m |
| 206 | Halton | 3,577 | 310 | 8.7% | £1,470 | £2.0m |
| 207 | North Yorkshire | 30,709 | 2,679 | 8.7% | £933 | £7.5m |
| 208 | Southampton City | 6,370 | 556 | 8.7% | £1,810 | £2.6m |
| 209 | Bexley | 5,099 | 438 | 8.6% | £2,163 | £2.5m |
| 210 | Elmbridge | 3,580 | 307 | 8.6% | £1,874 | £1.8m |
| 211 | Enfield | 6,875 | 589 | 8.6% | £2,286 | £3.6m |
| 212 | North East Derbyshire | 2,707 | 233 | 8.6% | £796 | £437,899 |
| 213 | South Hams | 6,215 | 535 | 8.6% | £984 | £697,707 |
| 214 | Bracknell Forest | 2,388 | 204 | 8.5% | £3,717 | £2.0m |
| 215 | Reading | 5,346 | 455 | 8.5% | £2,634 | £4.1m |
| 216 | Shepway | 3,987 | 340 | 8.5% | £947 | £632,921 |
| 217 | Solihull | 4,957 | 421 | 8.5% | £1,499 | £1.7m |
| 218 | Stockton-on-Tees | 5,515 | 468 | 8.5% | £1,406 | £2.3m |
| 219 | Surrey Heath | 2,765 | 236 | 8.5% | £1,642 | £1.2m |
| 220 | Birmingham | 45,388 | 3,810 | 8.4% | £1,401 | £17.0m |
| 221 | Brighton & Hove | 11,156 | 941 | 8.4% | £1,435 | £3.8m |
| 222 | Broxbourne | 2,202 | 184 | 8.4% | £3,816 | £1.3m |
| 223 | Cambridge | 4,073 | 341 | 8.4% | £3,638 | £4.3m |
| 224 | Southwark | 12,246 | 1,031 | 8.4% | £3,705 | £9.8m |
| 225 | Spelthorne | 2,267 | 190 | 8.4% | £2,304 | £1.5m |
| 226 | St Albans | 3,664 | 306 | 8.4% | £2,355 | £1.6m |
| 227 | Three Rivers | 1,912 | 161 | 8.4% | £3,274 | £755,941 |
| 228 | Westminster | 34,363 | 2,873 | 8.4% | £8,683 | £89.7m |
| 229 | Camden | 17,727 | 1,480 | 8.3% | £5,679 | £38.9m |
| 230 | Colchester | 5,886 | 487 | 8.3% | £1,549 | £2.0m |
| 231 | Derbyshire Dales | 4,307 | 359 | 8.3% | £747 | £502,371 |
| 232 | Isle of Wight | 7,342 | 613 | 8.3% | £885 | £906,451 |
| 233 | Northumberland | 13,222 | 1,099 | 8.3% | £926 | £2.4m |
| 234 | Westmorland and Furness | 14,020 | 1,165 | 8.3% | £907 | £2.2m |
| 235 | Bromley | 7,083 | 579 | 8.2% | £2,342 | £2.9m |
| 236 | Canterbury | 6,231 | 509 | 8.2% | £1,391 | £1.7m |
| 237 | Richmond upon Thames | 5,364 | 438 | 8.2% | £2,143 | £2.3m |
| 238 | Castle Point | 1,982 | 161 | 8.1% | £1,318 | £380,824 |
| 239 | South Staffordshire | 2,587 | 210 | 8.1% | £1,087 | £1.1m |
| 240 | Brent | 8,943 | 712 | 8% | £2,385 | £5.1m |
| 241 | Harrow | 5,420 | 435 | 8% | £1,271 | £1.3m |
| 242 | Thanet | 5,445 | 435 | 8% | £1,173 | £1.2m |
| 243 | Hounslow | 7,461 | 593 | 7.9% | £2,848 | £5.2m |
| 244 | Rushmoor | 2,516 | 200 | 7.9% | £1,811 | £1.8m |
| 245 | Torbay | 5,286 | 415 | 7.9% | £908 | £932,000 |
| 246 | Bournemouth, Christchurch and Poole | 15,600 | 1,214 | 7.8% | £1,294 | £6.1m |
| 247 | Havant | 3,045 | 236 | 7.8% | £2,146 | £1.4m |
| 248 | Liverpool | 18,673 | 1,456 | 7.8% | £1,271 | £5.2m |
| 249 | Sutton | 3,717 | 286 | 7.7% | £2,541 | £2.6m |
| 250 | Wandsworth | 8,109 | 627 | 7.7% | £2,442 | £5.6m |
| 251 | Kensington & Chelsea | 8,538 | 648 | 7.6% | £3,635 | £7.4m |
| 252 | Portsmouth City | 6,489 | 490 | 7.6% | £1,985 | £2.2m |
| 253 | Sunderland | 7,817 | 592 | 7.6% | £1,098 | £2.6m |
| 254 | Woking | 2,701 | 204 | 7.6% | £2,341 | £979,856 |
| 255 | Cotswold | 5,281 | 397 | 7.5% | £1,476 | £1.1m |
| 256 | Dartford | 3,301 | 248 | 7.5% | £2,617 | £1.7m |
| 257 | East Lindsey | 6,547 | 488 | 7.5% | £878 | £808,589 |
| 258 | Newcastle under Lyme | 3,329 | 251 | 7.5% | £1,413 | £1.1m |
| 259 | Barnet | 7,818 | 576 | 7.4% | £1,435 | £2.5m |
| 260 | Cornwall | 34,434 | 2,542 | 7.4% | £891 | £5.4m |
| 261 | Greenwich | 5,863 | 431 | 7.4% | £1,817 | £2.1m |
| 262 | Lambeth | 8,679 | 644 | 7.4% | £2,657 | £5.3m |
| 263 | Rossendale | 2,650 | 197 | 7.4% | £1,060 | £312,006 |
| 264 | Arun | 4,601 | 338 | 7.3% | £1,118 | £896,658 |
| 265 | Barnsley | 8,571 | 628 | 7.3% | £1,018 | £2.0m |
| 266 | City of York | 6,660 | 486 | 7.3% | £1,507 | £2.0m |
| 267 | Great Yarmouth | 4,781 | 347 | 7.3% | £876 | £733,310 |
| 268 | Middlesbrough | 4,411 | 323 | 7.3% | £1,254 | £856,485 |
| 269 | North Tyneside | 6,111 | 438 | 7.2% | £1,142 | £1.6m |
| 270 | Oxford | 4,188 | 301 | 7.2% | £2,178 | £1.9m |
| 271 | Rother | 4,304 | 309 | 7.2% | £886 | £527,325 |
| 272 | Tower Hamlets | 17,408 | 1,261 | 7.2% | £1,843 | £21.1m |
| 273 | North Norfolk | 7,555 | 535 | 7.1% | £713 | £571,732 |
| 274 | Torridge | 3,562 | 246 | 6.9% | £738 | £259,359 |
| 275 | Waltham Forest | 6,718 | 461 | 6.9% | £1,519 | £2.3m |
| 276 | Eastbourne | 3,000 | 205 | 6.8% | £1,322 | £629,570 |
| 277 | Redbridge | 6,513 | 445 | 6.8% | £1,002 | £1.1m |
| 278 | Blackpool | 6,310 | 421 | 6.7% | £1,033 | £1.2m |
| 279 | North Devon | 6,002 | 403 | 6.7% | £909 | £852,374 |
| 280 | Watford | 2,834 | 191 | 6.7% | £4,126 | £1.7m |
| 281 | Haringey | 7,088 | 469 | 6.6% | £1,507 | £2.4m |
| 282 | Tendring | 8,256 | 549 | 6.6% | £880 | £790,384 |
| 283 | Adur | 2,198 | 140 | 6.4% | £1,782 | £606,658 |
| 284 | Luton | 5,354 | 344 | 6.4% | £1,805 | £2.3m |
| 285 | Croydon | 7,857 | 494 | 6.3% | £2,647 | £4.3m |
| 286 | Newham | 7,702 | 485 | 6.3% | £2,118 | £3.0m |
| 287 | South Tyneside | 3,590 | 227 | 6.3% | £1,203 | £850,550 |
| 288 | West Devon | 2,228 | 141 | 6.3% | £792 | £139,581 |
| 289 | Worthing | 3,172 | 200 | 6.3% | £1,104 | £552,734 |
| 290 | Lewisham | 5,985 | 374 | 6.2% | £1,722 | £1.8m |
| 291 | Epsom & Ewell | 1,659 | 102 | 6.1% | £1,978 | £439,008 |
| 292 | Hammersmith & Fulham | 9,113 | 552 | 6.1% | £3,421 | £4.6m |
| 293 | Stevenage | 2,118 | 112 | 5.3% | £2,302 | £1.1m |
| 294 | Barking & Dagenham | 4,366 | 227 | 5.2% | £1,342 | £986,688 |
| 295 | Cheshire East | 14,614 | 634 | 4.3% | £1,326 | £2.4m |
| 296 | Isles of Scilly | 501 | 10 | 2% | £468 | £5,327 |
18 September 2026 · Source: VOA / businessratechecker.com
How this is worked out
Every rateable property in England
1,894,057 properties from the VOA 2026 Rating List (England), refreshed several times a week.
Compared on a rate per square metre
Each property is measured against genuine comparables — same use class, same valuation scheme, nearby — rather than on its headline rateable value.
Flagged where it sits above its peers
Properties meaningfully above the comparable median are flagged as overpaying. The reclaim figure is what a successful alignment to that median would be worth in a year.
Aggregated to the billing authority
Authority totals are the sum of their flagged properties. The claim figure quoted is the median, not the mean — a handful of very large properties would otherwise distort it.
What this is not
- Not a valuation. A flag means the published evidence merits a closer look, not that a property is definitely over-assessed.
- Not a guarantee. Challenges fail, and a rateable value can rise on review as well as fall.
- Not endorsed by the VOA or HMRC. We use published rating-list data under licence; they do not verify this analysis.
- England only. Scotland, Wales and Northern Ireland run separate rating systems.
- Pubs and most hospitality venues are excluded — they are valued on trade rather than floor area, so a per-square-metre comparison does not apply.
Using this data
Free to read and free to quote. Please cite businessratechecker.com and link to this page. The CSV carries every authority with the same columns as the table above, and the figures are as at 18 September 2026 against the VOA 2026 Rating List (England).
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