Overpayment map

Where English businesses are most likely overpaying

All 296 English billing authorities, ranked by the share of properties whose rateable valueThe official estimate of a property's annual rental value on a fixed valuation date. Your rates bill is based on this figure, not on what you actually pay in rent. suggests they are overpaying against genuine comparables. 180,978 of 1,894,057 properties are flagged — about 9.6% — worth £961.2m a year if every one were corrected.

Reclaimable a year£961.2mEnglish businesses could be reclaiming
Overpaying1 in 10businesses in England
Properties flagged180,978of 1,894,057 analysed
Typical reclaim£1,322a year, mid-ranked authority

The headline findings

Across the VOA 2026 Rating List (England), 180,978 of 1,894,057 English business properties (9.6%) look over-assessed or borderline against similar nearby properties — a combined £961.2m a year.

The worst-affected authority is Rochdale, where 15.2% of properties look to be overpaying — more than 7 times the least-affected, Isles of Scilly (2%).

This is not a big-city problem. None of the ten worst-affected authorities is in London — northern industrial boroughs and rural districts dominate the top of the table.

In the median authority a flagged property’s typical reclaim is £1,322 a year — and because a successful challenge can be backdated, the one-off recovery is often several times that.

The map

Green, amber and red show each authority’s band. Use the toggle on the map to switch between share overpaying, total reclaim pot and typical claim.

Top % of props overpaying

  • Rochdale15.2%
  • Salford14.7%
  • Maidstone13.8%
  • Kirklees13.7%
  • Mid Suffolk13.7%

Bottom % of props overpaying

  • Isles of Scilly2.0%
  • Cheshire East4.3%
  • Barking & Dagenham5.2%
  • Stevenage5.3%
  • Hammersmith & Fulham6.1%

Largest overpayment pots

  • Westminster£89.7m
  • City of London£80.8m
  • Camden£38.9m
  • Tower Hamlets£21.1m
  • Birmingham£17.0m

Scotland, Wales and Northern Ireland run separate rating systems and are out of scope.

The ten authorities with the highest share overpaying

Ranked by percentage of properties flagged, not by cash total.

AuthorityPropertiesOverpaying% overpayingMedian claimPotential a year
Rochdale8,6091,30815.2%£1,037£2.9m
Salford13,1501,93214.7%£976£5.4m
Maidstone4,96968713.8%£1,492£2.9m
Kirklees15,3892,11213.7%£1,059£6.0m
Mid Suffolk3,29345113.7%£1,189£0.8m
Wyre Forest3,30543813.3%£1,251£1.3m
Herefordshire7,7481,02413.2%£1,168£2.3m
Maldon2,43431813.1%£1,062£0.6m
Ashford5,13866613.0%£1,322£1.8m
Blaby2,27229513.0%£1,228£1.3m

18 September 2026 · Source: VOA / businessratechecker.com

All 296 billing authorities

Sort on any column; click again to reverse.

English local authorities ranked by the share of business properties that look over-assessed for business rates. Click any column heading to re-sort; click again to reverse the order. Sorted by % overpaying, high to low, by default.
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1Rochdale8,6091,30815.2%£1,037£2.9m
2Salford13,1501,93214.7%£976£5.4m
3Maidstone4,96968713.8%£1,492£2.9m
4Kirklees15,3892,11213.7%£1,059£6.0m
5Mid Suffolk3,29345113.7%£1,189£816,197
6Wyre Forest3,30543813.3%£1,251£1.3m
7Herefordshire7,7481,02413.2%£1,168£2.3m
8Maldon2,43431813.1%£1,062£607,417
9Ashford5,13866613%£1,322£1.8m
10Blaby2,27229513%£1,228£1.3m
11Basildon4,69260512.9%£1,945£3.2m
12Tandridge2,65134112.9%£995£696,416
13Test Valley4,65258912.7%£1,507£2.8m
14Cherwell4,83961112.6%£2,116£5.4m
15Derby8,02799512.4%£1,044£3.0m
16Somerset21,1202,62112.4%£1,097£7.3m
17Central Bedfordshire Council6,66082012.3%£1,837£4.5m
18Tonbridge & Malling3,43442112.3%£2,365£2.1m
19West Berkshire5,57868812.3%£1,411£3.1m
20West Northamptonshire11,2881,38712.3%£1,403£8.4m
21North West Leicestershire3,29740312.2%£1,257£2.7m
22Walsall7,78994712.2%£1,237£3.7m
23Brentwood2,41229112.1%£1,927£1.1m
24Buckinghamshire14,7751,78712.1%£1,916£9.1m
25Tameside7,32688612.1%£1,188£2.5m
26Wealden6,37877012.1%£1,023£1.5m
27West Lancashire3,23239112.1%£1,442£1.3m
28Redditch2,44229212%£1,940£1.3m
29Sevenoaks4,11349212%£1,091£1.1m
30Stoke on Trent8,9361,07312%£1,072£4.0m
31Wiltshire15,3401,84112%£1,214£6.7m
32Bromsgrove3,18537911.9%£1,386£1.2m
33East Hertfordshire4,64055411.9%£1,310£1.8m
34Sandwell10,3351,22911.9%£1,918£7.5m
35Gedling2,51029611.8%£1,190£960,272
36Swale4,58554111.8%£1,409£2.1m
37Wychavon4,78856711.8%£1,404£1.7m
38Pendle3,77844211.7%£1,012£1.1m
39Tunbridge Wells3,78644411.7%£1,853£1.6m
40Braintree4,91956911.6%£1,617£2.6m
41Winchester4,79755711.6%£1,549£2.0m
42Chesterfield4,19648211.5%£1,069£1.4m
43Erewash3,52040511.5%£943£772,967
44Hinckley & Bosworth3,10235811.5%£1,022£993,299
45Oldham7,52186211.5%£990£1.9m
46South Oxfordshire4,34250111.5%£1,563£2.0m
47Tewkesbury2,94933911.5%£2,079£1.6m
48Bassetlaw4,11247011.4%£967£1.3m
49Dudley9,9641,14011.4%£1,298£3.8m
50Eastleigh2,97734011.4%£2,539£3.4m
51Rochford2,92333311.4%£1,142£1.1m
52Stafford4,12347211.4%£1,071£1.8m
53Stratford on Avon5,46662511.4%£1,263£1.9m
54Uttlesford3,20436511.4%£1,115£960,666
55Bolton10,6911,20511.3%£1,188£3.4m
56East Staffordshire3,84943611.3%£1,018£1.5m
57Knowsley2,86432111.2%£1,912£1.8m
58Rugby2,76031011.2%£1,389£1.8m
59Sheffield17,8932,00611.2%£1,256£7.2m
60Basingstoke and Deane4,17646311.1%£2,346£3.6m
61Fareham3,09834411.1%£1,874£1.2m
62High Peak3,55439511.1%£776£827,427
63Malvern Hills2,77630811.1%£1,152£890,029
64North Kesteven3,23335811.1%£943£789,806
65South Kesteven4,21646911.1%£1,102£1.2m
66Tamworth2,00922311.1%£1,965£1.2m
67Harborough3,06333811%£1,150£1.1m
68Newark & Sherwood4,01544311%£1,113£943,683
69Trafford10,4971,15911%£1,502£4.3m
70Bradford19,0292,06610.9%£1,113£5.7m
71Breckland4,18845710.9%£1,292£1.6m
72Calderdale9,3401,01410.9%£955£2.1m
73East Devon7,08777510.9%£904£1.6m
74East Hampshire3,80141610.9%£1,608£1.1m
75Forest of Dean3,10833810.9%£1,030£699,239
76West Lindsey2,61528410.9%£998£593,864
77Charnwood4,58449510.8%£1,240£1.9m
78Gloucester3,99443010.8%£1,395£1.7m
79Hyndburn3,23735110.8%£978£625,934
80Ashfield3,80940710.7%£1,311£1.9m
81Bolsover2,28624410.7%£754£948,837
82Broadland3,57138210.7%£1,039£1.1m
83Mole Valley2,92631210.7%£2,207£1.6m
84New Forest7,09976210.7%£1,292£2.4m
85North East Lincolnshire5,22055810.7%£971£1.5m
86North Warwickshire2,31624810.7%£923£1.6m
87Wolverhampton8,51991310.7%£1,272£3.8m
88Wyre3,83841110.7%£1,023£674,320
89Darlington3,82140510.6%£974£1.1m
90Guildford4,16844210.6%£2,388£2.9m
91Horsham4,67349510.6%£1,277£1.5m
92Lewes3,48037010.6%£1,161£950,511
93Mid Sussex4,38346510.6%£1,325£2.3m
94North Northamptonshire11,1311,17810.6%£1,424£6.6m
95Rotherham7,38078210.6%£1,249£3.0m
96Runnymede2,64327910.6%£2,346£1.7m
97South Derbyshire2,22823610.6%£958£533,406
98Staffordshire Moorlands2,86130210.6%£998£469,654
99Stroud4,01942610.6%£1,099£1.2m
100Waverley3,79840210.6%£1,594£1.2m
101Worcester2,95531410.6%£1,501£1.5m
102City of Leicester12,0611,26410.5%£1,158£4.0m
103Crawley3,55837310.5%£3,923£4.3m
104Southend-on-Sea5,47157510.5%£977£939,995
105Warrington6,58268910.5%£1,565£3.8m
106West Suffolk6,02163210.5%£1,289£2.6m
107Amber Valley3,69438510.4%£1,101£1.4m
108Chelmsford4,94151410.4%£1,474£1.5m
109Melton1,53916010.4%£887£292,432
110Norwich6,67169210.4%£1,181£2.7m
111Nuneaton & Bedworth2,99831210.4%£2,010£2.0m
112Shropshire11,8561,23510.4%£905£3.3m
113South Holland2,63527410.4%£1,209£547,494
114Wigan9,15195610.4%£1,110£3.0m
115Bath and North East Somerset6,36865410.3%£1,441£2.3m
116Bedford5,16853010.3%£1,775£3.0m
117Bristol City15,8671,64010.3%£1,966£10.5m
118Broxtowe2,54726210.3%£996£765,033
119Bury5,82359910.3%£1,143£1.3m
120North Lincolnshire5,20953910.3%£1,070£1.5m
121North Somerset6,08662610.3%£1,458£2.1m
122Stockport11,0651,14410.3%£1,283£4.3m
123Vale of White Horse3,66637810.3%£1,965£2.8m
124Cheshire West and Chester11,5071,16910.2%£1,184£5.7m
125Chichester5,13252310.2%£1,359£1.4m
126Epping Forest4,43345310.2%£1,566£1.4m
127North Hertfordshire4,43945210.2%£1,686£2.0m
128Windsor and Maidenhead4,55746410.2%£2,297£2.3m
129Chorley3,48035310.1%£952£817,851
130Exeter4,78848510.1%£1,555£2.2m
131East Suffolk12,4881,24710%£675£2.3m
132Gravesham2,16421710%£1,436£656,704
133Ribble Valley2,45724510%£971£384,034
134Rushcliffe2,83328410%£1,086£890,993
135Blackburn with Darwen8,0767969.9%£1,145£2.1m
136Dover4,0133969.9%£1,079£719,541
137Fenland2,8282799.9%£1,307£1.1m
138Huntingdon5,3035239.9%£1,694£3.1m
139Lancaster4,9334889.9%£1,145£1.1m
140Leeds30,4052,9999.9%£1,614£14.4m
141South Cambridgeshire5,1545099.9%£1,603£5.2m
142West Oxfordshire4,0604039.9%£1,573£1.2m
143Wokingham4,0744039.9%£2,118£2.2m
144City of London17,3831,6999.8%£7,601£80.8m
145Oadby & Wigston1,3981379.8%£1,365£383,673
146St Helens4,4124329.8%£1,678£2.4m
147Telford and Wrekin5,1315019.8%£1,437£2.3m
148Wakefield11,2781,1089.8%£1,264£3.9m
149City and County of Kingston upon Hull9,0118769.7%£1,609£4.0m
150Cumberland11,4621,1149.7%£922£3.3m
151Fylde2,8262749.7%£859£459,314
152South Ribble3,1523079.7%£1,217£814,848
153Thurrock4,1724059.7%£1,967£3.2m
154Cannock Chase3,5223399.6%£1,340£1.5m
155Cheltenham3,9193769.6%£1,423£1.3m
156Islington11,6401,1189.6%£4,580£15.5m
157Medway6,0905829.6%£1,715£2.3m
158Milton Keynes8,4548119.6%£2,129£8.5m
159South Norfolk4,4154239.6%£943£821,390
160Harlow2,2742159.5%£2,855£1.8m
161Preston6,0155739.5%£1,038£1.9m
162Rutland1,5821509.5%£821£375,969
163Hart2,1592049.4%£1,391£1.0m
164Hastings3,5203309.4%£856£575,771
165Ipswich4,5534289.4%£1,869£1.7m
166Lichfield2,8382679.4%£1,253£1.0m
167Plymouth7,4637059.4%£1,373£2.4m
168Welwyn Hatfield2,8152649.4%£2,817£2.1m
169Coventry8,2717679.3%£1,487£4.5m
170Dorset Council17,3101,6069.3%£1,064£4.5m
171Gosport1,8811759.3%£1,279£792,190
172Mansfield3,2052989.3%£1,148£784,909
173South Gloucestershire7,3726849.3%£1,542£4.0m
174Wirral7,9917469.3%£1,248£2.3m
175Ealing10,7119889.2%£2,634£7.9m
176Gateshead6,4895979.2%£1,576£2.4m
177Hartlepool2,7612539.2%£958£557,381
178Hertsmere3,0262779.2%£1,713£1.5m
179Lincoln3,4163159.2%£1,459£1.1m
180Nottingham11,1471,0249.2%£1,282£3.9m
181Swindon5,3084909.2%£2,016£4.4m
182Warwick5,1324739.2%£1,591£2.6m
183Babergh3,3913079.1%£1,110£822,974
184Boston2,2992099.1%£1,070£714,329
185East Cambridgeshire2,3942179.1%£1,253£803,697
186Newcastle upon Tyne11,2811,0219.1%£1,523£4.7m
187Reigate & Banstead3,4183109.1%£2,069£1.6m
188Sefton7,5126859.1%£1,224£2.8m
189Slough3,3083009.1%£4,112£4.2m
190Dacorum4,0263639%£1,951£2.1m
191Havering5,7145159%£2,037£3.1m
192Hillingdon8,5037639%£2,109£7.5m
193Kingston upon Thames4,3433939%£2,741£2.5m
194Mid Devon3,2732939%£1,071£547,104
195Hackney12,1231,0748.9%£2,296£6.2m
196Kings Lynn & West Norfolk6,1285438.9%£1,354£1.5m
197Peterborough5,9625338.9%£1,315£3.7m
198Redcar and Cleveland4,1343688.9%£744£789,440
199Teignbridge5,1884618.9%£1,062£1.0m
200Doncaster9,1958078.8%£1,080£2.4m
201East Riding of Yorkshire11,0539748.8%£1,196£3.4m
202Manchester26,2812,3028.8%£1,782£15.3m
203Merton5,1414518.8%£3,137£3.5m
204Burnley5,2484578.7%£894£866,659
205Durham County14,6221,2688.7%£1,144£4.9m
206Halton3,5773108.7%£1,470£2.0m
207North Yorkshire30,7092,6798.7%£933£7.5m
208Southampton City6,3705568.7%£1,810£2.6m
209Bexley5,0994388.6%£2,163£2.5m
210Elmbridge3,5803078.6%£1,874£1.8m
211Enfield6,8755898.6%£2,286£3.6m
212North East Derbyshire2,7072338.6%£796£437,899
213South Hams6,2155358.6%£984£697,707
214Bracknell Forest2,3882048.5%£3,717£2.0m
215Reading5,3464558.5%£2,634£4.1m
216Shepway3,9873408.5%£947£632,921
217Solihull4,9574218.5%£1,499£1.7m
218Stockton-on-Tees5,5154688.5%£1,406£2.3m
219Surrey Heath2,7652368.5%£1,642£1.2m
220Birmingham45,3883,8108.4%£1,401£17.0m
221Brighton & Hove11,1569418.4%£1,435£3.8m
222Broxbourne2,2021848.4%£3,816£1.3m
223Cambridge4,0733418.4%£3,638£4.3m
224Southwark12,2461,0318.4%£3,705£9.8m
225Spelthorne2,2671908.4%£2,304£1.5m
226St Albans3,6643068.4%£2,355£1.6m
227Three Rivers1,9121618.4%£3,274£755,941
228Westminster34,3632,8738.4%£8,683£89.7m
229Camden17,7271,4808.3%£5,679£38.9m
230Colchester5,8864878.3%£1,549£2.0m
231Derbyshire Dales4,3073598.3%£747£502,371
232Isle of Wight7,3426138.3%£885£906,451
233Northumberland13,2221,0998.3%£926£2.4m
234Westmorland and Furness14,0201,1658.3%£907£2.2m
235Bromley7,0835798.2%£2,342£2.9m
236Canterbury6,2315098.2%£1,391£1.7m
237Richmond upon Thames5,3644388.2%£2,143£2.3m
238Castle Point1,9821618.1%£1,318£380,824
239South Staffordshire2,5872108.1%£1,087£1.1m
240Brent8,9437128%£2,385£5.1m
241Harrow5,4204358%£1,271£1.3m
242Thanet5,4454358%£1,173£1.2m
243Hounslow7,4615937.9%£2,848£5.2m
244Rushmoor2,5162007.9%£1,811£1.8m
245Torbay5,2864157.9%£908£932,000
246Bournemouth, Christchurch and Poole15,6001,2147.8%£1,294£6.1m
247Havant3,0452367.8%£2,146£1.4m
248Liverpool18,6731,4567.8%£1,271£5.2m
249Sutton3,7172867.7%£2,541£2.6m
250Wandsworth8,1096277.7%£2,442£5.6m
251Kensington & Chelsea8,5386487.6%£3,635£7.4m
252Portsmouth City6,4894907.6%£1,985£2.2m
253Sunderland7,8175927.6%£1,098£2.6m
254Woking2,7012047.6%£2,341£979,856
255Cotswold5,2813977.5%£1,476£1.1m
256Dartford3,3012487.5%£2,617£1.7m
257East Lindsey6,5474887.5%£878£808,589
258Newcastle under Lyme3,3292517.5%£1,413£1.1m
259Barnet7,8185767.4%£1,435£2.5m
260Cornwall34,4342,5427.4%£891£5.4m
261Greenwich5,8634317.4%£1,817£2.1m
262Lambeth8,6796447.4%£2,657£5.3m
263Rossendale2,6501977.4%£1,060£312,006
264Arun4,6013387.3%£1,118£896,658
265Barnsley8,5716287.3%£1,018£2.0m
266City of York6,6604867.3%£1,507£2.0m
267Great Yarmouth4,7813477.3%£876£733,310
268Middlesbrough4,4113237.3%£1,254£856,485
269North Tyneside6,1114387.2%£1,142£1.6m
270Oxford4,1883017.2%£2,178£1.9m
271Rother4,3043097.2%£886£527,325
272Tower Hamlets17,4081,2617.2%£1,843£21.1m
273North Norfolk7,5555357.1%£713£571,732
274Torridge3,5622466.9%£738£259,359
275Waltham Forest6,7184616.9%£1,519£2.3m
276Eastbourne3,0002056.8%£1,322£629,570
277Redbridge6,5134456.8%£1,002£1.1m
278Blackpool6,3104216.7%£1,033£1.2m
279North Devon6,0024036.7%£909£852,374
280Watford2,8341916.7%£4,126£1.7m
281Haringey7,0884696.6%£1,507£2.4m
282Tendring8,2565496.6%£880£790,384
283Adur2,1981406.4%£1,782£606,658
284Luton5,3543446.4%£1,805£2.3m
285Croydon7,8574946.3%£2,647£4.3m
286Newham7,7024856.3%£2,118£3.0m
287South Tyneside3,5902276.3%£1,203£850,550
288West Devon2,2281416.3%£792£139,581
289Worthing3,1722006.3%£1,104£552,734
290Lewisham5,9853746.2%£1,722£1.8m
291Epsom & Ewell1,6591026.1%£1,978£439,008
292Hammersmith & Fulham9,1135526.1%£3,421£4.6m
293Stevenage2,1181125.3%£2,302£1.1m
294Barking & Dagenham4,3662275.2%£1,342£986,688
295Cheshire East14,6146344.3%£1,326£2.4m
296Isles of Scilly501102%£468£5,327

18 September 2026 · Source: VOA / businessratechecker.com

How this is worked out

01

Every rateable property in England

1,894,057 properties from the VOA 2026 Rating List (England), refreshed several times a week.

02

Compared on a rate per square metre

Each property is measured against genuine comparables — same use class, same valuation scheme, nearby — rather than on its headline rateable value.

03

Flagged where it sits above its peers

Properties meaningfully above the comparable median are flagged as overpaying. The reclaim figure is what a successful alignment to that median would be worth in a year.

04

Aggregated to the billing authority

Authority totals are the sum of their flagged properties. The claim figure quoted is the median, not the mean — a handful of very large properties would otherwise distort it.

What this is not

  • Not a valuation. A flag means the published evidence merits a closer look, not that a property is definitely over-assessed.
  • Not a guarantee. Challenges fail, and a rateable value can rise on review as well as fall.
  • Not endorsed by the VOA or HMRC. We use published rating-list data under licence; they do not verify this analysis.
  • England only. Scotland, Wales and Northern Ireland run separate rating systems.
  • Pubs and most hospitality venues are excluded — they are valued on trade rather than floor area, so a per-square-metre comparison does not apply.

Using this data

Free to read and free to quote. Please cite businessratechecker.com and link to this page. The CSV carries every authority with the same columns as the table above, and the figures are as at 18 September 2026 against the VOA 2026 Rating List (England).

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